Benjamin Sens, CEO of BOSS Construction Group, interviews with Kevin Jean, from Honest Lion Adjusting, a team of public adjusters dedicated to representing you in negotiating your insurance claim. They talk about not getting rid of the evidence, because it will help with insurance claims.
Transcript
Kevin Jean
If you ever have a loss, do not get rid of the evidence. Keep it. The insurance company has a right.
Benjamin Sens
So don’t throw away the tile falling
Kevin Jean
No, no no. Do not throw anything away.
Benjamin Sens
Baseboards.
Kevin Jean
Do not do that. Do not do that. Keep it the insurance adjuster needs to see it. Get their permission before you discard it, get their permission, you have to get their permission.
Benjamin Sens
Don’t sign the AOBs the assignment of benefit?
Kevin Jean
Well, it depends. It depends. It depends because you also have a duty to mitigate you have to mitigate your loss.
Benjamin Sens
You have to do the cleanup and
Kevin Jean
Well yeah
Benjamin Sens
whether it’s fire or water
Kevin Jean
You can’t allow the damage to get worse. Whatever happened it
Benjamin Sens
You have to preserve your property.
Kevin Jean
Preserve your property, you know, save the evidence, but also if it’s a leak per se, you know, you have to shut off the water shut off the water don’t allow it to get worse. It’s a duty to mitigate you must mitigate your damage.
Benjamin Sens
And if you were living in the house or even not living in the house, you’d want to mitigate because I know if you don’t clean up water right away. Many days later if it’s under laminate floor and you hear the squish squashing, again many days after you’ll see mold starts
Kevin Jean
Correct thats correct
Benjamin Sens
And you’ll have air quality issues.
Kevin Jean
That’s correct.
Transcribed by https://otter.ai
